What is your legacy? For whom do you wish to provide? Whom do you wish to protect? What do you want to leave behind? This is your legacy. Your wishes and needs deserve to be remembered, followed, and most importantly, protected. 

 

At Cromwell & Associates, we emphasize that it is never too early to start planning for the future. An estate plan protects your legacy by securing your property and assets, memorializing your wishes, and protecting your family. 

 

Without an estate plan, settlement of unresolved issues after your death will impact your loved ones. This could lead to your spouse being lost, siblings arguing, stressed relatives, property and assets losing value, and more. An estate plan protects those you love and is one of the most important things that you can do. 

 

Estate planning is different for every person and family. We offer estate planning options from basic to comprehensive depending on the needs and wishes of a client. We are also proud to offer special estate planning options for the following groups: 

A last will and testament is a legal document that dictates the distribution of your property, the responsibility of caring for your children, the care of your pets and any other important matters after your passing. Your will is only one component of a complete estate plan. 

 

Without a will, your estate will potentially be left in the hands of a judge and state officials, as well as cause family strife. We can help you. Call Cromwell & Associates today.

A comprehensive estate plan is based on a properly designed trust. A trust is essentially an agreement with yourself for one or more specific purposes. There are many types of trusts. The most common type of trust in an estate plan is a revocable living trust. A living trust takes ownership of your assets and administers them according to your wishes during your life and after your death.

 

Not all living trusts are created the same. The main purposes include avoiding probate court and passing your assets in a manner that you choose, privately and without outside intervention. A living trust can also limit taxes and liabilities, create charitable donations, and specify asset protection and distribution between beneficiaries. 

 

A living trust can protect your spouse and children from many concerns. Such concerns include money management, maturity issues, asset protection, disabilities, substance abuse, distribution age and more. A properly prepared and designed living trust will help create directions so that your wishes are followed. Call the team at Cromwell & Associates today to plan for the future.